The campus will remain closed until 12 noon Thursday, 02/13/25. Students should log into Canvas for specific class information from their instructors. Please contact event organizers for information on specific activities. Normal operations will resume at 12pm on Thursday.

How to Apply to Financial Aid

How to Apply to Financial Aid

Complete the Free Application for Federal Student Aid (FAFSA). It is an application used to determine eligibility for need based federal, state and Lawrence Tech institutional aid programs. Based on this application you may be eligible for grants, loans and federal work study.

Financial Aid Timeline

  • August 1st Apply for admission to Lawrence Technological University. Students can start to apply for admission for the upcoming academic year. Students who submit a full and complete application for admission by the posted deadlines will be considered for merit scholarships.

    December 1st : 2025-2026 FAFSA opens up for current seniors in high school to fill out. Use Lawrence Technological University’s Federal School code (002279) in order to complete and submit your FAFSA.

FAFSA Information

  • Create your FAFSA ID
    • Go to Studentaid.gov
    • After completing this, repeat process for Parent FSA ID
  • Log into Studentaid.gov to complete your 2025-2026 FAFSA
  • LTU School Code: 002279
  • Log in with your FSA ID
    • State of Michigan Residents put LTU first for state aid
    • State of MI number to change order of school of choice: 888-447-2687

Things you will need to complete the FAFSA

  • Student FSA ID
  • Parent FSA ID
  • Parent 2023 Tax information
  • Student 2023 Tax information
    • The FAFSA will pull your Federal Tax Information (FTI) directly from the IRS.

IMPORTANT - Priority Deadline for filing is July 1st

Michigan Residents: Be sure LTU is listed as your first school of choice to be evaluated for Michigan Tuition Grant/Michigan Competitive Scholarship and *Tuition Incentive Program (Prequalified Criteria)

Terms parents and student should know include:

  • Student Aid Index (SAI): The amount that the federal government estimates you are able to afford to contribute to educational expenses based on your FAFSA information. What you actually pay toward educational expenses may be more or less than this amount.
  • Institutional Aid: The Scholarships, grants and other financial aid programs provided by LTU. LTU allows (2) scholarships per our scholarship policy
  • Verification: The process of making sure the information submitted on the FAFSA is correct. The federal government requires colleges to have certain students’ FAFSA information verified.

October 1st – January 31: Private Donor Scholarship application is open for CURRENT STUDENTS . Once you are a student at LTU, you can apply for the PDS scholarship in October of your freshman year. Click here to apply

January 2025: Financial Aid Notifications will be sent out to admitted students if your FAFSA is complete and verified. If you are selected for verification, you will receive a hard copy letter in the mail from the Office of Financial Aid. You may need to turn in additional documents.

July 1st : State of Michigan Funding deadline. Fill out your FAFSA before July 1st 2025 in order to be considered for the maximum amount of aid from the state. If you believe you are eligible for the Michigan Incentive Program, please contact the Office of Financial Aid.

Lawrence Technological University school code is: 002279

Grants click here for additional information
Federal Loans  click here for additional information
PLUS Loan parents can click her for additional PLUS loan information
Work Study click here for additional information

Depending on your financial need, you may borrow subsidized money for an amount up to the annual loan-borrowing limit . Students must demonstrate financial need to apply for a subsidized loan. If you are eligible for a subsidized loan, the government will pay the interest while you are in school, for the first six months after you leave school, and when you qualify to have your payments deferred. Unlike a subsidized loan, the student is responsible for the interest from the time the unsubsidized loan is disbursed until it is paid in full. You can choose to pay the interest or allow it to accumulate and be added to the principal amount of your loan.

After accepting the loan offered, a new borrower will need to complete Entrance Counseling and electronically sign a Master Promissory Note. Funds will then be delivered electronically to Lawrence Tech and disbursed to the student’s tuition account.

Returning borrowers who did not previously borrow from the Federal Direct Loan Program will also need to complete Entrance Counseling and sign a new Master Promissory Note with the Federal Direct Loan Program. Use the above link to begin the process.

Student and parent borrowers of federal loans have the right to cancel their loan disbursements within 14 days of the disbursement notice. Should you decide to cancel the disbursement of your Federal Direct Loan, you should contact the One Stop Center at enrollmentservices@ltu.edu in writing within the specified time period. By canceling the disbursement, you will be responsible for any unpaid tuition and fees, as well as repayment of loan funds already paid to you.

Any excess funds will be refunded to student borrower from Business Services with in 14 days of a credit balance on their accounts

Additional Information about Student Loans

Lawrence Tech strongly encourages you to do your research before choosing a private loan lender to meet your needs. Please refer to the links below for additional information to help you choose your loan options wisely.

Federal Direct Student Loan Program
Federal Student Aid
FinAid.org

The above links are not hosted by, nor run by, Lawrence Tech.

What is the FAFSA?

The Free Application for Federal Student Aid , or FAFSA , is used to apply for federal student financial aid, including grants, loans and work-study. In addition, it is used by most states and schools to award non-federal student financial aid.

Check out this great tutorial to get you started on the FAFSA: How to Fill Out the FAFSA

Filling out the FAFSA, and applying for student financial aid is free. You should never pay money to have your FAFSA completed or to get help with your FAFSA. If you need help, we have a team with over 50 years of combined experience to help you, FREE! 

Lawrence Tech’s school code is 002279

8 Steps to Completing the FAFSA
10 Common FAFSA Mistakes to Avoid  

 Attention: You must be a U.S. citizen or eligible non-citizen to be eligible for Federal aid.

Accept/Decline Your Awards

Step 1: Accept Your Awards

To Accept Awards

  • Go to www.ltu.edu/bannerweb
  • Click ‘Login to Secure Area’
  • User ID (student’s ID # w/out initials, 9 digits)
    • First time login- the PIN is the student’s birth date (mmddyy)
  • Login
  • Click ‘Student & Financial Aid’
  • Click ‘Financial Aid’
  • Click ‘Financial Aid Self-Service’
  • Click ‘Award offer’
  • Select appropriate academic school year
  • Scroll through types of aid and offers’
  • Select either:
    • Accept/Decline/Modify for each specific award
    • Hit Submit
  • Submit Decision

Step 2: Complete the Process for Securing the Loans You Wish to Take

Entrance Counseling for Students Loans

  • Go to https://studentaid.gov/
    • Sign in with the requested information
    • Select ‘Complete Entrance Counseling’
    • Save the confirmation page for your records

  Master Promissory Note (MPN) for Student Loans

  • Go to https://studentaid.gov/
    • Sign in with the requested information
    • Select ‘Complete Loan Agreement’(MPN)
    • Select ‘Subsidized/Unsubsidized’
  • For Parent PLUS loans

Parent PLUS loans are credit based loans that parents can apply for in addition to student loans

  • Get started: https://studentaid.gov/
    • Sign in with the requested information
    • Select ‘Apply for a Parent Plus loan’ ’
    • Indicate the amount of funds you want to borrow
    • Lawrence Tech will receive an electronic document with the information necessary to process a PLUS loan for you. Be sure to Plus Counseling is required

Complete the Parent PLUS Master Promissory Note (MPN)

  • Go to https://studentaid.gov/
    • Sign in with the requested information
    • Select ‘Complete Loan Agreement for Parent Plus loan’(MPN)
  • The parent who applies for the loan must be the same parent to complete the MPN

Master Promissory Note

Use the links below to complete your Master Promissory Note(s)


Direct Loan Borrowers

Federal Direct Loan Program

 

Parent PLUS Borrowers

Federal Direct PLUS Loan Program

 

Graduate PLUS Borrowers

Federal Direct Grad PLUS Loan Program 

 * Promissory Notes for students are good for 10 years if attending the same institution.

Entrance Counseling

(Required for Undergraduate loans and Graduate Plus Loans)

  • All federal student loan borrowers are required to complete entrance counseling prior to disbursement of a federal loan.
  • This should take approximately 15-20 minutes. 
  • An electronic response will be forwarded to Enrollment Services. 

Direct Loan Borrowers

Federal Direct Student Loan Entrance Counseling

Graduate PLUS Borrowers

Federal Direct Graduate PLUS Loan Entrance Counseling

» Document Viewer

Use Your Cell Phone as a Document Camera in Zoom

  • What you will need to have and do
  • Download the mobile Zoom app (either App Store or Google Play)
  • Have your phone plugged in
  • Set up video stand phone holder

From Computer

Log in and start your Zoom session with participants

From Phone

  • Start the Zoom session on your phone app (suggest setting your phone to “Do not disturb” since your phone screen will be seen in Zoom)
  • Type in the Meeting ID and Join
  • Do not use phone audio option to avoid feedback
  • Select “share content” and “screen” to share your cell phone’s screen in your Zoom session
  • Select “start broadcast” from Zoom app. The home screen of your cell phone is now being shared with your participants.

To use your cell phone as a makeshift document camera

  • Open (swipe to switch apps) and select the camera app on your phone
  • Start in photo mode and aim the camera at whatever materials you would like to share
  • This is where you will have to position what you want to share to get the best view – but you will see ‘how you are doing’ in the main Zoom session.